Terms of Use
Please read these Terms of Use carefully before using the Harvard Wealth website (harvardwealth.com.au).
By accessing or using our website, you agree to be bound by these terms. If you do not agree, please do not
use our website.
1. About This Website
This website is operated by Harvard Wealth Management Pty Ltd (ABN 89 133 303 447), Corporate
Authorised Representative No. 331417 of Professional Investment Services Pty Ltd (AFSL
234951). The website is designed to provide educational information about retirement planning to Australians
approaching or in retirement.
2. Use of This Website
You may use this website for lawful purposes only. You must not:
• Use the website in any way that violates applicable Australian or international law
• Transmit any unsolicited or unauthorised advertising material
• Attempt to gain unauthorised access to any part of the website or its related systems
• Use automated tools to scrape, copy, or extract content from this website without our express written
permission
• Reproduce, distribute, or republish any content from this website without our prior written consent
3. Intellectual Property
All content on this website — including text, images, graphics, logos, and the overall design — is owned by or
licensed to Harvard Wealth and is protected by Australian and international copyright law. The Harvard
Wealth name and logo are the property of Harvard Wealth. Nothing on this website grants you a right or
licence to use our intellectual property without our written consent.
4. Accuracy of Information
We make reasonable efforts to ensure the information on this website is accurate and up to date. However,
the financial services and superannuation landscape can change quickly. We do not warrant that information
on this website is current, complete, or free from errors. You should always seek current, personalised advice
before making financial decisions.
5. External Links
Our website may contain links to third-party websites, including the Australian Tax Office, ASIC's
MoneySmart, and superannuation fund websites. These links are provided for your convenience only. We do
not control those websites and are not responsible for their content, privacy practices, or availability.
6. Limitation of Liability
To the maximum extent permitted by law, Harvard Wealth excludes all liability for any loss or damage —
whether direct, indirect, incidental, or consequential — arising from your use of this website or reliance on any
content contained in it. This includes loss arising from errors, omissions, interruptions, or delays.
Nothing in these Terms of Use limits any rights you may have under the Australian Consumer Law or other
non-excludable consumer protection legislation.
7. Changes to These Terms
We may update these Terms of Use at any time. Changes will be posted on this page with an updated
effective date. Your continued use of the website after any changes constitutes your acceptance of the
updated terms.
8. Governing Law
These Terms of Use are governed by the laws of Queensland, Australia. Any disputes arising in connection
with these terms will be subject to the exclusive jurisdiction of the courts of Queensland.
9. Contact
Questions about these Terms of Use? Contact us at reception@harvardwealth.com.au or through our website
at harvardwealth.com.au/getintouch
These Terms of Use were last updated in June 2026. We recommend reviewing them periodically to stay
informed of any changes