Most people have the perception that you need to have a whole pile of capital before you seek out a Financial Planner. Now, there is no doubting that what we do is look after wealth accumulation and provide financial advice to people, however that can come many forms. It could simply be a matter of putting you in the best financial position we can considering your current financial situation. Wealth accumulation is not always about investing with the capital that you have already generated, it can also be about generating the capital in the first place! In the past we assisted a Client that wanted to sell up their property within the next couple of years and move. In doing this they were pre
Here is a quick video on how to set your financial goals in 5 simple steps and if you need any assistance with setting your financial goals and/or achieving them, then Harvard Wealth is always on your team. Please click the image below for video.
If so, then here is a quick Harvard Wealth Tip ... Don't include your name such as Smith & Son's Architecture or Brittany's Giftwares. By doing so, you are potentially making it harder to sell your business when the time comes. For more business tips, feel free to chat to our friendly Senior Advisors on (07) 4922 4548. StartFragment EndFragment
A term used to define less developed economies. Characteristics which define emerging markets include, GNP (gross national product) per capita is substantially below the average for developed economies (as benchmarked by the World Bank), markets are highly regulated, there are restrictions on foreign investments and investment risk is perceived to be higher than for developed markets. Emerging markets are attractive due to the potentially high growth rates resulting from economic reform. StartFragment EndFragment
Do you want to pay off debt sooner and feel fantastic? Use the Debt Snowball Method! This is where you allocate all of your extra money to your SMALLEST debt first (while still making only the minimum payments on all other debts). Then, when your smallest debt is paid off, close the account and move onto your next SMALLEST debt. The trick here is when you move to your 'next smallest debt' make sure you channel all of the funds that you were using to pay it off the first debt towards the next smallest debt as well as that particular debts minimum repayments. Then once that debt is cleared too, close the account and focus on your 'next smallest debt', allocating all of debt 1 & 2's repayments
The Australian Organisation for Economic Cooperation and Development (OECD) are urging Australian Banks to tighten lending standards even more … To listen to Business Editor, Peter Ryan explain the issue click the image below.