Insurance
Australia remains one of the developed world’s most underinsured nations. Due to the current economic crisis insurance is more critical than ever as Australian seek to protect their families from loss of income, accidents, critical illness or at worst, death. Don’t think it can’t happen to you.
A successful financial plan consists of a variety components specifically blended together including:
- Insurance
- Superannuation
- Investment
Insurance is one of the most overlooked financial solutions and its role within a well-developed financial strategy is often underestimated. Not only can it provide the necessary safeguards for you and your family, it can also protect and enhance your investment portfolio.
- Life Insurance – is paid out upon death
- Total and Permanent Disability (TPD) – provides you with a capital sum in the event of permanent disability
- Trauma Insurance – is a lump sum payment on the diagnosis of a defined critical illness (e.g. heart attack, stroke, cancer)
- Income Protection Insurance – provides you with an income if you can’t work because of illness or an accident
What sort of insurance do you need?
How much insurance do you need?
Should I hold my death cover in my Super fund? How does insurance through superannuation work?
Harvard Wealth (note1) can help you to answer these questions.
Contact us to arrange an obligation-free appointment.
1 Harvard Wealth Management Pty Ltd ABN 89 133 303 447, trading as Harvard Wealth is a Corporate Authorised Representative of Professional Investment Services Pty Ltd. ABN 11 074 608 558, an Australian Financial Service Licence holder (No 234951)