Retirement
Everybody has different goals they’d like to pursue in retirement. At Harvard Wealth, we understand this – so our first objective is to find out what your objectives are.
What do you want out of retirement?
Once we have discovered what you really want out of your retirement, we can put a strategy in place that “allows you to sleep at night”.
Everything is tailored to suit you, and your peace of mind.
But the journey doesn’t end there!
We make sure it stays relevant. Times change. Circumstances change. For instance, are you considering:
- a sea change? A tree change?
- upgrading the car?
- that new fishing boat?
- finally being able to pursue that hobby?
- taking that long awaited trip? Canada? Europe? Or travel around Australia?
So how do we get there?
We:
- Gather details on your overall financial position
- Identify your personal goals. These may include home renovations or a move, updating your vehicle, travel, etc
- Discuss your financial objectives. How much is enough?
- Prepare a financial plan that suits your needs and objectives
- Implement the financial plan
- Review and revise your plan to ensure it stays up-to-date, both economically and to your changing circumstances
Your financial plan (or Statement of Advice) will include how to:
- generate tax-free income
- produce reliable consistent cash flow, regardless of economic conditions
- invest for growth as a hedge against inflation
- plan for expenses (e.g. holidays)
- make sure your will and estate plans are appropriate
Estate Planning
This topic covers the importance of having a current will and valid enduring powers of attorney. Without proper consideration, many things that you take for granted may be left to chance. Is a testamentary trust appropriate? These questions and more can only be answered after understanding your position and objectives. Contact us for an obligation-free appointment.
Our Clients Receive:
Our clients receive peace of mind by choosing from all or some of the following. What’s important to you? 
- Quarterly client seminars that provide information that is timely and both relevant and appropriate. The objective is to keep you informed of general market conditions and issues that are relevant to you.
These are held in February, May (post budget), August and November. - Client newsletters quarterly (January, April, July and October) to compliment our seminar series. In our case studies, find out how others have benefitted and learn from their experience. Be reminded about important dates, impending legislative changes, and other important issues concerning retirees.
- Investment reports are provided either quarterly, six-monthly or yearly. Your report provides specific updates of your position and market reviews to keep you abreast of the changing times.
Contact us now for more information or to arrange an obligation-free appointment.