It can’t happen to me… Can it?
Posted on March 19th, 2010
Jenny’s Story
Jenny (29) was enjoying a week-long holiday from her role as an investment analyst. She and three of her friends decided to visit the snow during the peak season. While an accomplished skier, Jenny hadn’t considered the crowds of beginners on the slopes, in particular one new snow boarder who crashed into her and sent her flying down a black run!
The combination of two broken ribs, a fractured pelvis and a punctured lung, extended Jenny’s absence from work from a week’s holiday to four months sick leave. Because the accident didn’t happen at work, Worker’s Compensation didn’t cover her.
Luckily, Jenny had taken out a CommInsure Income Care policy 12 months earlier. She received the equivalent of 75% of her income for the 15 weeks that she couldn’t work. This allowed her to keep up with her rent and car payments without having to dip into her savings or borrow money from her parents.
With CommInsure’s Rehabilitation Benefit, Jenny was paid an additional 50% of her monthly benefit to help her participate in an approved rehabilitation program.
Source: “Insurance for your future” booklet from CommInsure
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